Bokio
AI-assisted bookkeeping designed for non-accountants
Bokio is built around the premise that most small business owners should not need an accounting degree to keep their books. Its AI receipt scanning automatically suggests the correct bookkeeping entry for each transaction, making the process significantly faster than traditional tools.
Originally launched in Sweden, Bokio now also operates in the UK with full VAT and Making Tax Digital compliance. The payroll feature covers both Swedish and UK regulations.
Where Bokio excels
AI-powered receipt scanning suggests correct bookkeeping entries automatically — reduces manual work significantly.
Very easy to learn — business owners with no bookkeeping knowledge are productive within hours.
Free tier includes proper double-entry bookkeeping, invoicing, and bank reconciliation.
Built-in payroll covers both Swedish and UK employment legislation.
Where it falls short
No API — cannot connect to other business tools or automate data flows.
Smaller feature set than Xero or QuickBooks — limited reporting and no inventory management.
Less established in the UK market — fewer local accountants familiar with the platform.
Pricing
Free tier covers invoicing, expense tracking, and bank reconciliation with some monthly limits. Paid plans from approximately £12/mo unlock unlimited transactions, payroll, and priority support. Exact pricing varies by market.
| Plan | Price | Invoicing | Expense Tracking | Payroll | Bank Reconciliation | VAT Returns | What's included |
|---|---|---|---|---|---|---|---|
| Free | — | — | — | — | — | — | Invoicing, expense tracking, bank reconciliation, basic reports |
| Plus | — | — | — | — | — | — | Unlimited transactions, payroll, VAT returns, priority support |
Features
- Invoicing
- Expense Tracking
- Payroll
- Bank Reconciliation
- VAT Returns
About
Bokio is a cloud bookkeeping platform built for small businesses in Sweden and the UK. It automates much of the bookkeeping process through AI-assisted receipt scanning and bank transaction categorisation, making it accessible to business owners with no accounting background.
- Founded
- 2016
- HQ
- Gothenburg, Sweden
- Support channels
- Email · Knowledge base · Community forum